.text {  font-family: Garamond; font-size: 12pt; color: #FFFFFF; left: 12px; clip:   rect(   12px); margin-left: 12px}
.heading {  font-family: Cambria; font-size: 14pt; font-weight: bold; color: #FFFFFF; margin-left: 12px; left: 12px; clip:  rect(   12px)}
.headings {  font-family: Garamond; font-weight: bold; color: #FFFF99; text-decoration: underline}